Currently in private build · Public access opening 2026 Founding members — first 500 transactions complimentary Built in London for the UK property market Backed by the founders of leading UK proptech Currently in private build · Public access opening 2026 Founding members — first 500 transactions complimentary Built in London for the UK property market Backed by the founders of leading UK proptech

Private build v0.4.2 · Founding access open

Escrow infrastructure for UK residential property.

PropertyHold is a payments and conditions ledger for property transactions. Buyer funds are held in a segregated client-money account and released only when both sides have met every agreed condition. Solicitors keep doing what they do — the money flow finally works.

Reserve your place See how it works

~22weeks

Average UK residential transaction time, end-to-end.

~1 in 3

Agreed sales that fall through before exchange, industry-wide.

£0visibility

Real-time view today's buyers and sellers have over deposit funds.

propertyhold.uk/escrow/PH-7842

Live

Held in trust · 14 Linden Gardens, W2

£68,500.00 GBP

Step 2 of 3 — Conditions tracking Updated 12s ago

Searches returned LLC1, CON29 · 14 Apr

Cleared

Mortgage offer issued Halifax · valid to 14 Sep

Cleared

Survey awaiting return Homebuyer · expected 22 Apr

Pending

Contracts to sign Both parties · queued

Upcoming

Funds segregated · client-money account PH-7842

Public release · Sep 2026

Founding access — for the first 500.

We're onboarding a small group of founding members ahead of public release. Founding members get fee-free transactions for life, a direct line to the team, and a say in what we ship.

320 / 500 reserved

Open

No spam. One launch note. Unsubscribe anytime.

Time to public release On schedule

Days

Hrs

Min

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Recent waitlist activity live

01 / Process

Three deliberate steps. No mid-chain panic.

A shared ledger that buyer, seller, and both solicitors can see in real time. Funds move only when conditions clear.

STEP 01

Funds placed in trust.

The buyer transfers the deposit (or full amount) into a segregated client-money account, ring-fenced from PropertyHold's own balance sheet. Designed to align with FCA principles for client money.

Open Banking transfer ~30s

STEP 02

Conditions tracked in one ledger.

Searches, surveys, mortgage offer, signed contracts — every milestone is logged once and visible to all parties. No more chasing four inboxes for one update.

Real-time sync All parties

STEP 03

Settlement on completion.

When every condition is satisfied, funds settle to the seller. If the deal can't proceed under the terms agreed at the start, the buyer's money returns automatically. No disputes over deposits.

Faster Payments Same day

Built with —

Segregated client account

Bank-grade encryption

Open Banking ready

Works with any UK conveyancer

UK-incorporated

02 / Why escrow

The current process is built on chains of email. We're rebuilding the rails.

Today's process Status quo

×Buyers and sellers have little real-time visibility over where funds sit and who's holding things up.
×Gazumping and gazundering remain common — nothing is binding until exchange.
×Updates travel via four-way email chains across solicitors, brokers and clients.
×Industry data points to roughly 1 in 3 agreed sales falling through, often weeks in.

With PropertyHold From 2026

✓A single shared timeline shows every party which condition is outstanding, in real time.
✓Deposits become a binding intent — held safely, returnable on any agreed condition not being met.
✓Funds are kept in a segregated client account, separate from PropertyHold's own operations.
✓One ledger replaces a dozen email threads. Buyer, seller and solicitors stay aligned.

03 / Questions

Sensible answers to the things you're actually wondering.

Is this a replacement for my solicitor?

No. Conveyancing solicitors continue to handle searches, contracts, and the legal title transfer exactly as they do today. PropertyHold modernises the way money and conditions are managed alongside that work — it doesn't replace it. We're designed to work with any UK conveyancer.

Where does the money actually sit?

In a segregated client-money account with a UK banking partner, separate from PropertyHold's own balance sheet. The structure is being designed to align with FCA principles for client money. Customers will be able to see their balance in real time, and we will not use those funds for any purpose other than the transaction they relate to.

What happens if the sale falls through?

If any of the conditions both parties agreed at the start are not met, the buyer's funds return to them. The aim is to make this automatic and quick — typically within one banking day — without the need for a dispute or chasing.

How much will it cost?

Pricing is being finalised, but the intention is a flat fee per transaction (regardless of property value) that can be split between the parties. Founding members on our waitlist will pay nothing on their first transactions, for life. Final pricing will be published before launch.

When are you launching?

We're targeting public launch for September 2026, with a private founding-member release earlier in the summer. The waitlist is the only route into that early window.